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Tax Readiness
- Business and individual tax preparation
- Year-round tax planning
- Estimated-tax coordination
- Entity and compensation planning
- Tax-notice support
Coral Gables · Established practice · Modernized care
Coral Gables accounting for the decisions South Florida businesses cannot leave to year-end.
Hoyos & Aguilar brings tax, accounting, and strategic financial guidance into one responsive relationship — helping business owners prepare earlier, understand more, and make consequential decisions with stronger information.
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Coral Gables, FL
Tax & Accounting
Year-round Guidance
Discreet, Relationship-Driven
The firm
Established locally.
Rebuilt for the way owners work now.
Hoyos & Aguilar has served Coral Gables and the greater Miami business community as a professional accounting practice — the kind of firm owners have historically called before signing a lease, closing a transaction, or answering a notice.
The next chapter of the firm modernizes the experience around that same judgment: earlier conversations, clearer reporting, and a working relationship that keeps pace with the calendar, not the deadline.
This is a working preview. Firm history, credentials, licensing, team biographies, and office details will be published after direct firm verification.
Who we help
What decision is in front of you?
Choose the situation closest to yours. Each pathway describes how a first conversation with the firm typically begins — and where it usually leads.
Pathway
Growing or restructuring a business
As revenue, headcount, or entity structure changes, tax exposure and reporting responsibilities change with them. We help owners re-align their accounting, entity, and compensation choices before the next stage — not after.
Start a business conversation Initial conversations are confidential and non-obligating.
Services
Three services. One relationship.
Rather than dozens of thin service pages, the firm organizes its work around the outcomes owners actually seek. Engagements are scoped in conversation and delivered by the same team throughout the year.
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Financial Clarity
- Accounting and bookkeeping
- Financial-statement preparation
- Month-end and year-end support
- Cash-flow visibility
- Management reporting
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Business Decisions
- Business planning
- Strategic accounting guidance
- Transaction preparation
- Succession considerations
- Operational financial support
Assurance & readiness
Audit, review, compilation, and attest services will be listed only after the firm confirms current capabilities, licensing, peer-review status, and engagement availability. Unverified services will not be presented as established.
The Decision Ledger
From reactive deadlines to better-timed decisions.
The Decision Ledger is how the firm organizes a year of proactive accounting — a shared timeline that keeps tax, reporting, and strategic conversations in sequence rather than in a rush.
Bring the current picture into focus.
- Confirm books are current and month-end is closing on time
- Understand cash position and near-term obligations
- Identify any open notices, filings, or exposures
Why clients stay
The habits that make the difference.
The firm's work rests less on any single filing and more on how the relationship is conducted across the year.
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Responsive
Timely replies during the periods that matter — filing windows, transactions, and notices.
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Coordinated
Tax and accounting handled together, so decisions in one show up correctly in the other.
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Prepared
Records and positions kept current so conversations can begin from facts, not reconstruction.
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Discreet
A relationship-driven practice that treats client information with quiet professional care.
About the firm
A Coral Gables practice built on judgment, carried forward with modern discipline.
Hoyos & Aguilar has been part of the Coral Gables professional community as a certified public accounting practice. The published firm story — its origins, licensed professionals, and the clients it has served alongside — will be presented here once the firm confirms the biographical and credentialing details.
The scaffolding of this section is intentional: nothing about the firm's history, credentials, or team will appear without direct firm approval.
Awaiting firm verification
Firm history & founding narrative
Awaiting firm verification
Verified CPA licenses & credentials
Awaiting firm verification
Professional biographies & headshots
Awaiting firm verification
Languages spoken & industries served
Readiness
A short self-assessment — no score, no diagnosis.
Answer honestly for your business. The outcome is a recommendation about whether a conversation is worth having — nothing more.
- Timely monthly financial statements
- Clear cash-flow visibility
- A year-round tax plan
- Documented internal processes
- Reliable deadline tracking
- A professional available before decisions are made
0 of 6 answered. A recommendation appears once every question has an answer.
Local presence
Rooted in Coral Gables.
At work across South Florida.
The firm's work sits inside the professional and civic rhythm of Coral Gables — a community of established businesses, closely held companies, and long-standing professional relationships. Its clients span the greater Miami commercial districts and reach across South Florida.
Coral Gables
Miracle Mile
Ponce de Leon Blvd.
Greater Miami
Doral
South Florida
Exact office address will be published after firm verification.
Illustrative reference
Insights
Notes from the practice.
Short pieces written for owners and executives — practical, unhurried, and free of the seasonal noise. Full articles will publish once the firm reviews and approves each piece.
For business owners
When a growing business needs more than annual tax preparation
Signals that your reporting rhythm has fallen behind your decisions — and how to catch it up.
Read note
Year-end
What Coral Gables business owners should review before year-end
A concise list of positions and records worth revisiting before the calendar closes.
Read note
Financing
Preparing financial records before seeking financing
How lenders read closely held company statements — and what preparation shortens the process.
Read note
Transactions
Tax planning before selling or restructuring a business
Structural and timing choices that are easier to shape while a decision is still open.
Read note
Reporting
Why timely financial statements change business decisions
The difference between month-end that closes on time and month-end that closes eventually.
Read note
Assurance
What to organize before an audit or financial review
Documentation and scheduling considerations that keep an engagement efficient and calm.
Read note
The best time to speak with your accountant is before a decision — not after an outcome.
Practice principle
Contact
Begin with a conversation, not a form dump.
Share a brief note about the decision in front of you. The firm will respond to arrange a confidential conversation at a time that suits the calendar.
Please do not send
Social Security numbers, tax returns, financial statements, or account numbers through this form. Secure document exchange is arranged after a first conversation.
After you send
You will receive an acknowledgment. Consultation scheduling, digital discovery, electronic engagement letters, and secure onboarding follow once the firm's systems are confirmed.